XAIO Payroll
The split, every payday.
One gross figure, three destinations: net to the bank, PAYG withheld, super on top. XAIO works out all three the moment the pay run posts, and gives the super contribution its own due date.
Sarah Mitchell
Casual · Level 3 · MA000003
Ordinary hours
38.0 hrs @ $39.00
$1,482.00
Saturday penalty
3.0 hrs @ 150%
$175.50
Gross
$1,657.50
PAYG withheld
ATO Schedule 1, TFT claimed
−$341.00
Net to bank
$1,316.50
Super guarantee
12% of qualifying earnings · due within 7 business days
$198.90
A real pay run in XAIO Payroll. PAYG, super and payslips calculated from ATO schedules
One pay run, two ledgers
The split happens once, then two things watch it.
The payslip is the split: net to the bank, PAYG withheld, super on top of gross, never carved out of it. The super guarantee then gets its own line in an obligation ledger, a due date seven business days from payday, skipping weekends and your own state’s public holidays.
Mia Chen
Casual · Level 2 · MA000003
Saturday shift
6.0 hrs @ Saturday penalty
$187.60
PAYG withheld
Share of this pay run
−$34.00
Net to bank
$153.60
Super guarantee
12% on top of gross · due within 7 business days
$22.51
Pay run posted
Thu 6 Aug
Super calculated on qualifying earnings
Payment queued
Thu 6 Aug
$1,842.60 to 4 funds
Cleared by fund
Wed 12 Aug
Receipts stored with the pay run
Statutory deadline
Mon 17 Aug
7 business days after payday
In the fund 3 business days early, no super guarantee charge
Submissions accepted by the ATO’s test environment. DSP registration in progress.
Register your interestOne sign-in across every module.
XAIO Payroll works on its own, but it’s even better connected to the rest of the suite. One login, one ledger, one number.
FAQ
XAIO Payroll, answered.
Can I run payroll in XAIO today?
Pay runs, PAYG withholding, superannuation and payslips are built in with ATO tax schedules. STP Phase 2 lodgement to the ATO launches with our ATO Digital Service Provider registration, which is in progress, register your interest and we will notify you the moment it is live.
How does XAIO handle Payday Super?
Super is calculated with every pay run and queued inside the seven-day window that applies from 1 July 2026, see our Payday Super hub for the plain-English guide and due-date calculator.
How are Tax File Numbers protected?
TFNs are encrypted at the application layer (AES-256), stored as ciphertext, masked in the interface, and used only for payroll and tax-reporting purposes, never for identification or marketing.
Run the split. Let the deadline take care of itself.
PAYG, super and STP Phase 2, from one pay run.
Everything happens once.