Pricing
Three plans. One honest
number each.
Priced in Australian dollars, GST included. Tell us how many people you pay and the page works out what you'd actually be on.
Everyone you run through a pay run, casuals included.
We recommend Pro
$39$78/mo incl. GST
Pro includes 5 payroll employees, which covers you with room to spare.
- Pro plan, 50% off for 24 months
- $39
- You pay monthly
- $39
- Includes GST of
- $3.55
- Per employee
- $7.80/mo
5 employees: Pro, $39 per month including GST during the launch period, $78 after.
Grow
Books only, no payroll, unlimited users.
$19$38/mo
for your first 24 months, then $38/mo · incl. GST
- Invoicing, quotes & purchase orders
- Expense tracking & receipt capture
- GST & BAS reporting
- Bank feeds & reconciliation
- Pulse AI assistant (lite usage)
- Unlimited users
30 days free, no card. Or buy now and skip straight to a paid account.
Already with XAIO? Subscribe in a minute
Pro
Payroll for up to 5 employees, roster & ESS included.
$39$78/mo
for your first 24 months, then $78/mo · incl. GST
- Payroll, 5 employees
- Everything in Grow
- Built for STP Phase 2 (ATO testing under way)
- Superannuation & leave management
- Roster & timesheets
- Employee Self-Service app
- Pulse AI assistant
Opens when payroll goes live
Business Suite
Payroll for 10+ employees, the complete suite.
$59$118/mo
for your first 24 months, then $118/mo · incl. GST
- Payroll, 10 employees, expandable in blocks of 10
- Everything in Pro
- Pulse AI Advanced
- Multi-entity management
- Advanced reports & API access
- Priority support
Opens when payroll goes live
Grow is open now. Create an account, add your ABN, and your books are running on a 30-day trial with no card. Take full access from day one instead if you prefer. Pro and Business Suite open when payroll goes live with our ATO Digital Service Provider registration.
Rostering and timesheets are included on Pro and above.
Compare plans in detail
This table is generated from the same plan configuration the product uses. Rows marked “Coming soon” are planned for that plan but are not switched on yet.
Compare plans in detail
| Grow | Pro | Business Suite | |
|---|---|---|---|
| Users | Unlimited | Unlimited | Unlimited |
| Payroll employees | No payroll | 5 included | 10 included, +10 per $20/mo block |
| Books | |||
| Payroll | |||
| Roster | |||
| Employee Self-Service | |||
| Pulse AI | Lite | ||
| Pulse AI Advanced | |||
| Multi-entity | Coming soon | ||
| Advanced Reports | Coming soon | ||
| API Access | Coming soon | ||
| Priority Support | Coming soon |
No per-seat cliffs
Hire someone. Your bill usually doesn’t move.
Business Suite sells payroll headcount in blocks of 10 for a flat $20 a month, about $2 per employee. Most hires cost nothing at all, because they land inside a block you already have.
The unit is the block, never the individual. Blocks are also the one thing the launch discount never touches, so the price you see for them is the price forever.
Monthly list price by payroll headcount
Cheapest plan at each size · AUD incl. GST
For practices & bookkeepers
XAIO is free for accounting practices.
Approved practices run their own books on XAIO free, and buy client subscriptions at a wholesale discount that grows with your client count.
Register your interest
Tell us about your business.
Grow is open now. We will come back to you with the number for your team size and set your books up with you.
FAQ
Pricing questions, answered.
Are the prices GST-inclusive?
Yes. Every price on this page is in Australian dollars and includes GST, $118 means $118 on your bill, not that plus GST at checkout.
Can I buy XAIO right now?
Grow, yes — pick "Buy now" on the card and you pay first, then set up your business on the next screen. Prefer to try it first? "Start free trial" gives you 30 days with no card. Pro and Business Suite launch with our ATO Digital Service Provider registration, so those register your interest today and we bring you on the moment it is live.
What is the launch discount?
Launch customers pay 50% of the list price for their first 24 months, then the standard price. The discount applies to the plan itself; payroll employee blocks are always charged at the flat block rate.
How do payroll employee blocks work?
Grow has no payroll. Pro includes 5 payroll employees and cannot be topped up, outgrowing it is the reason to move to Business Suite. Business Suite includes 10 and adds more in blocks of 10 for a flat $20 a month per block, up to 510 employees.
Is there a per-user charge?
No. Users are unlimited on every plan, invite your whole team, and your accountant or bookkeeper, at no extra cost. The only headcount that affects price is how many people you pay through payroll.
Can I run payroll today?
Pay runs, PAYG withholding, superannuation and payslips are built in with ATO tax schedules. STP Phase 2 lodgement to the ATO launches with our ATO Digital Service Provider registration, which is in progress, register your interest and we will notify you the moment it is live.
Can I change plans later?
Yes. Plans are month-to-month with no lock-in, move between Grow, Pro and Business Suite as your team changes, or cancel anytime.
Know your number before you commit.
Grow $38 · Pro $78 · Business Suite $118. AUD incl. GST, no lock-in.