XAIO vs MYOB
MYOB has history. XAIO has one system.
MYOB has been part of Australian business for decades, and businesses deep in its desktop workflows should think twice before moving. XAIO is for the ones that want books, payroll and rosters in a single modern product.
Is XAIO an alternative to MYOB?
Yes. XAIO covers invoicing, bank feeds, reconciliation, GST and BAS preparation, and includes payroll, rostering and an AI bookkeeper in one AUD-inclusive subscription. MYOB remains a reasonable pick for businesses tied to AccountRight desktop workflows or its enterprise tiers.
MYOB
- Roster
- Timesheet
- Export, then sync. The seam
- Pay run
- Ledger
- BAS
Three products · three logins · three bills
XAIO
- Roster
- Timesheet
- Pay run
- Ledger
- BAS
One system · entered once
Side by side.
| XAIO Business Suite | MYOB | |
|---|---|---|
| Accounting, GST & BAS preparation | ||
| Payroll with STP Phase 2 | Built in, lodgement launches with ATO DSP registration | Built in on most plans |
| Rosters, timesheets & clock-ins | Built in | Via add-ons and MYOB Team |
| AI that drafts and never auto-sendsPulse proposes; a person approves. Full audit trail. | Pulse, included in every plan | See vendor |
| Products needed for books + payroll + rosters | One | Core product + add-ons |
| Pricing model for extra payroll employees | $20 blocks of 10 on Business Suite | Per plan tier |
| Verified price at 10 payroll employees (August 2026)Sourced and dated below; MYOB reprices each 1 March. | $118/mo incl. GST (Business Suite) | $210/mo |
Honest comparison
Who should stay on MYOB
Stay on MYOB if:
- Your workflows live in AccountRight desktop and moving them would cost more than it saves.
- You need MYOB’s enterprise tiers (Advanced/Acumatica territory). XAIO is built for small business.
- Your advisor manages your file in MYOB Partner tools and that continuity matters most.
Still with us? Then the switch is probably worth a look.
FAQ
Questions, answered.
Is XAIO a full alternative to MYOB?
For Australian small businesses, yes: XAIO covers the accounting core, invoicing, bank feeds via open banking (CDR), reconciliation, GST and BAS preparation, and includes payroll, rostering, an employee app and Pulse AI in the same subscription rather than as paid add-ons. STP Phase 2 lodgement launches with our ATO Digital Service Provider registration.
Can I import my data from MYOB?
Yes. XAIO imports contacts, your chart of accounts and balances from CSV exports, so you can switch mid financial year without losing history.
How is XAIO priced?
Three plans in AUD including GST: Grow $38 · Pro $78 · Business Suite $118 a month. Business Suite adds payroll employees in blocks of 10 for $20 a month. Launch pricing is 50% off for 24 months, and self-serve sign-up is not open yet. You register your interest.
Switch without losing history.
CSV import from Xero, MYOB and QuickBooks, contacts, chart of accounts and balances, without waiting for 30 June.